Payday Loans is totally committed to getting you the short-term cash you need when you need it most! Rest assured that completing an application with us will not lead to any unpleasant surprises on your credit report, as there are no credit checks!

In contradiction to the best practices of Payday Loans where we do not conduct credit checks, suppliers of traditional credit, such as conventional bank loans or credit cards, always verify your credit ask part of the application process.

It's true. The various credit bureaus track all inquiries to your credit history, in any given period of time, and this can lower your overall credit score. When you apply for a short-term loan with Payday Loans there are no credit checks!

Inquiries into your credit report, by someone besides you, potentially add up and can affect your credit history. This could cost you during those times when you need your credit score to be in good standing.

No matter how many payments you make on time, or how hard you work to build your credit, these detrimental inquiries can stay on your credit report for several years!